Version: 1.0
Last updated: August 1, 2025
At webicsconsulting.online, operated by INSTANT PAYMENTS LIMITED, your privacy is our priority.
We are committed to protecting your personal data and handling it with transparency, fairness, and security, in full compliance with the EU General Data Protection Regulation (GDPR) and other applicable data protection laws.
This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website and services.
1. Company Information
Company Name: INSTANT PAYMENTS LIMITED
Business Registration Number: 79468211
Customer Service: info@webicsconsulting.online
Phone: +13157549890
Date of Incorporation: 24-Dec-2025
Company Address:
RM 701, UNIT 127, 7/F, TWR B NEW MANDARIN PLAZA,
14 SCIENCE MUSEUM RD, TSIM SHA TSUI, HONG KONG, 000000
For all privacy-related inquiries, please contact us via email.
2. Data We Collect
We only collect the personal data necessary to provide our services effectively. This may include:
a. Information You Provide Directly
- Name and contact details (email address, billing address)
- Payment details (processed securely via our payment partners)
- Account information (if you create a user account)
- Any information you send us via forms, chat, or email
b. Information Collected Automatically
- IP address and browser type
- Device and operating system information
- Pages visited and time spent on the website
- Cookies and analytics data (see Section 9)
c. Information from Payment Partners
When you make a payment, we may receive limited data from our payment providers (e.g., Airwallex, Bancontact) such as transaction status or confirmation.
We never store full payment card details on our servers.
3. Legal Basis for Processing
We process your personal data based on the following legal grounds:
- Performance of a contract (to provide services or fulfill purchases)
- Consent (for marketing communications or cookies)
- Legitimate interest (service improvement, fraud prevention, security)
- Legal obligations (accounting and tax compliance)
4. How We Use Your Data
We use your personal data to:
- Process orders and deliver digital services
- Communicate regarding accounts or purchases
- Send updates, marketing, or newsletters (only with consent)
- Improve website functionality and user experience
- Comply with legal requirements and prevent fraud
We do not sell or rent your personal data to third parties.
5. Data Storage and Retention
We retain personal data only for as long as necessary or legally required:
- Customer account data: retained while the account is active
- Transaction data: retained for up to 7 years (tax/legal compliance)
- Marketing data: retained until consent is withdrawn
After retention periods expire, data is securely deleted or anonymized.
6. Data Sharing and Disclosure
We only share data with trusted partners necessary to operate our services, including:
- Payment processors (e.g., Airwallex, Bancontact)
- Hosting providers and analytics services
- Professional advisors (legal, accounting, auditing)
All partners operate under GDPR-compliant agreements.
We never share data with advertisers or unrelated third parties.
7. International Data Transfers
As our company is registered in Hong Kong and serves EEA customers, we ensure GDPR-compliant safeguards for international transfers, including:
- Standard Contractual Clauses (SCCs)
- EU-approved data transfer agreements
Your data remains protected regardless of processing location.
8. Your Rights under GDPR
You have the right to:
- Access your personal data
- Rectify inaccurate or incomplete data
- Request data erasure (“right to be forgotten”)
- Restrict processing
- Data portability
- Object to processing (e.g., marketing)
- Withdraw consent at any time
To exercise these rights, contact info@webicsconsulting.online.
We respond within 30 days.
You may also file a complaint with your local Data Protection Authority (DPA).
9. Cookies and Tracking
We use cookies and similar technologies to:
- Improve browsing experience
- Analyze website traffic
- Enhance service performance
You may accept or decline non-essential cookies.
Essential cookies are required for site functionality.
Please refer to our Cookie Policy for more details.
10. Data Security
We implement strong security measures, including:
- SSL/TLS encryption across all pages
- Secure hosting with restricted access
- Regular security audits and updates
- Minimal data collection and retention
While no system is 100% secure, we act promptly on any incident in accordance with GDPR.
11. Third-Party Links
Our website may contain links to third-party sites.
We are not responsible for their privacy practices and recommend reviewing their policies separately.
12. Changes to This Privacy Policy
We may update this Privacy Policy to reflect legal, operational, or regulatory changes.
The latest version will always be available at:
Material updates will be clearly communicated on our website.
13. Contact Information
For any privacy-related questions or requests, contact us at:
Company Name: INSTANT PAYMENTS LIMITED
Business Registration Number: 79468211
Customer Service: info@webicsconsulting.online
Phone: +13157549890
Date of Incorporation: 24-Dec-2025
Company Address:
RM 701, UNIT 127, 7/F, TWR B NEW MANDARIN PLAZA,
14 SCIENCE MUSEUM RD, TSIM SHA TSUI, HONG KONG, 000000